Zero-Fee Credit Card Processing Solutions for SMB: Cash Discount Model Announced

Northern Media Services announces Better Payments Solutions, a zero-fee credit card processing option using a cash discount model, helping small businesses cut merchant fees and potentially save thousands annually across in-store, online, and hybrid setups.

Oswego, United States, November 4, 2026 /NewsNetwork/ -- Better Payments Solutions, a zero-fee credit card processing option for small businesses, offers an alternative to standard merchant payment solutions. The newly announced platform is built on a cash discount model designed to eliminate merchant processing fees and reduce recurring payment costs without changing how customers complete purchases.

More information is available at https://quicsuite.myclickfunnels.com/landing-page

Under a cash discount model, a business sets a standard price for customers paying by card, while customers paying cash receive a lower price, says the team at Better Payments Solutions. Industry reporting from The Green Sheet describes this particular payment structure as a way to keep pricing transparent - since the difference reflects the cost of card acceptance rather than a hidden surcharge, businesses can use the model to offset or avoid processing costs while still giving customers a clear choice at checkout.

"Processing fees often represent a steady drain on margins for small-business owners, accumulating over time and quietly reducing profitability," says a Better Payments representative. "Removing that expense can free up funds that would otherwise go toward card-network costs, allowing owners to redirect money toward operations or growth."

According to the organization, small businesses adopting this approach can save an average of $7,500 annually, with some saving up to $100,000. These figures are presented as part of the zero-fee processing offer and reflect the potential impact of removing processing costs from a business's operating expenses, giving owners comparing payment options a practical benchmark for potential savings.

Better Payments Solutions states that the payment setup is intended to work across in-store, online, and hybrid business models, so the cash discount approach can apply regardless of a business's existing transaction methods, whether at a physical point of sale, through an online storefront, or through a combination of both.

Research on cash discount programs points to clear disclosure as central to proper implementation, with businesses generally expected to communicate pricing differences through signage at entry points and checkout, along with receipts that itemize how the final amount was calculated. That guidance distinguishes cash discounts from surcharges, adds the representative for Better Payment Solutions, noting that a cash discount lowers the price for cash-paying customers rather than adding a fee for card use after the sale.

Business owners can learn more about adopting this zero-fee processing structure by visiting https://quicsuite.myclickfunnels.com/landing-page

Contact Info:
Name: Charles Mckinnon
Email: Send Email
Organization: Northern Media Services
Address: 274 Cemetery Rd, Oswego, NY 13126, United States
Website: https://www.northernmediaservices.com/

Source: NewsNetwork

Release ID: 89208440

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